You are required to show that you have enough finance funds to come as investor and in this case it will be simple enough to go through necessary procedure.

The money should be held in the bank account for 3 months prior to application. If the money has been held in the bank account or portfolio for less than 3 months, then it is necessary to give specified evidence of the source of the money. The source of funding in this case can be one of the following:

• Gift
• Sale deed
• Evidence from a business
• Will
• Divorce Settlement
• Award or winnings
• Other sources – this is on a case by case basis, specified evidence must be provided, we are able to liaise with the relevant Embassy/Home Office regarding this.

At least £2 million must be invested in the UK by way of UK Government bonds, share capital in active and trading UK registered companies within 3 months of the specified date. If you were granted Entry Clearance as a Tier 1 (Investor) then your specified date is your date of entry to the UK. If you were granted Leave to Remain as a Tier 1 (Investor) then your specified date is the date your leave to remain is granted.

Money should be disposable in the UK which means that it is held in a UK based financial institution or, if held outside the UK, it must be freely transferable to the UK and convertible to sterling. It can include money belonging to the applicant's spouse, civil partner or unmarried or same-sex partner, provided that specified documents are provided.

From 06/04/2015 applicants will no longer need to invest additional capital if they sell part of their investments at a loss, but they will be required to maintain all their capital within their investment portfolios. Buying and selling investments will continue to be permitted, providing the investor does not withdraw any capital.

Applications will be refused if the British Embassy/Home Office has reasonable grounds that:

• The applicant is not in control of the funds;
• The funds were obtained unlawfully;
• The character, conduct or associations of a party providing the funds mean that approving the application is not conducive to public good.

Tier 1 (Investor) migrants will be able to invite their spouse/unmarried partner/civil partner and children under 18 years of age to join them as dependants. The dependants will be given full rights to work in the UK apart from working as a Trainee Doctor/Dentist or professional sportsperson or sports coach.

Your children can go to the same schools as the local do. You can choose to send the kids to the private schools if you wish. You and your family have right to use free health care provided by the National Health Service. At the same time you can use your own private medical insurance if you wish.

The Tier 1 (Investor) migrants will be allowed to remain outside the UK for maximum 180 days in any calendar year without losing their right to apply for permanent settlement after 2 years (£10 Million investment), 3 years (£ 5 million investment) or 5 years (£1 million investment for applicants whose initial application was made prior to 06.11.2014, £2 million for all other applicants).

The Immigration Rules changed significantly on 06.11.2014 for the Tier 1 (Investor) category. There are now two types of Tier 1 (Investor) visas and their requirements are very different so it is important to know the category under which you fall. The two categories are as follows:

• Tier 1 (Investor) – granted initial entry clearance, leave to remain under the rules in place prior to 6 November 2014;
• Tier 1 (Investor) - granted initial entry clearance, leave to remain under the rules in place on or after 6 November 2014.

Requirements for an extension application -Tier 1 (Investor) – granted initial entry clearance, leave to remain under the rules in place prior to 6 November 2014

Migrants who have invested the minimum of £1m will require a visa extension for 2 years to enable them to complete five years residence in the UK and apply for ILR.

The applicant has to score 75 points under this section which can be claimed-

• By providing documentary evidence that the applicant has money of his own under his control in the UK amounting to not less than £1 million (Max. 30 Points) Or
• By providing documentary evidence that the applicant owns personal assets having a value exceeding £2 million and the applicant has money under his control held in a regulated financial institution and disposable in the UK amounting to no less than £1 million that has been loaned to him by a financial institution regulated by the FSA (Max. 30 Points)
• By providing documentary evidence that the applicant has invested not less than £750,000 of his capital in the UK by way of UK Government bonds, share capital or loan capital in active and trading UK registered companies other than those principally engaged in property investment (Max. 30 points)
• By providing documentary evidence that the investment has been made within 3 months of obtaining entry clearance/leave to enter/leave to remain and that the investment has been maintained for the whole of the remaining period of that leave (Max. 15 points)
  Or

By providing evidence that the applicant has or was last granted entry clearance, leave to enter or leave to remain as an Investor (Max. 15 points)

The applicant can only claim 75 points if he can provide the relevant documentary evidence and claim points in the way mentioned above.

Requirements for an extension application - Tier 1 (Investor) - granted initial entry clearance, leave to remain under the rules in place on or after 6 November 2014.

Migrants who have invested the minimum of £2m will require a visa extension for 2 years to enable them to complete five years residence in the UK and apply for ILR.

The applicant has to score 75 points under this section which can be claimed-

• By providing documentary evidence to show that the applicant has invested not less than £2 million in the UK by way of UK Government bonds, share capital or loan capital in active and trading UK registered companies subject. Investment excludes investment by the applicant by the way of companies mainly engaged in property investment, property management or property development.
• By providing documentary evidence to show that the investment was made within 3 months of the applicant’s specified date.

The applicant can only claim 75 points if he can provide the relevant documentary evidence and claim points in the way mentioned above.

From 06/04/2015 applicants will no longer need to invest additional capital if they sell part of their investments at a loss, but they will be required to maintain all their capital within their investment portfolios. Buying and selling investments will continue to be permitted, providing the investor does not withdraw any capital.

First time applicants will be given 3 years’ and 4 months’ leave to enter or three years’ leave to remain if they switch from another immigration category.

• Qualifying period for settlement (ILR) is:
• 5 years if £1m invested (only if the application was made prior to 06.11.2014); or
• 5 years if £2m invested; or
• 3 years from the point when £5m is invested; or
• 2 years from the point when £10m is invested.

Therefore those who invest £1m if their initial application was made prior to 06.11.2014, £2m for all other applicants, will require a visa extension for 2 years to enable them to complete five years’ residence in the UK and apply for ILR.

The requirements relating to naturalization applications have not been affected and even if they obtain ILR in two years by investing £10 million in the UK economy they would still be required to wait for another 3 years and comply with the residence requirements in order to apply for naturalization.